We help people start or grow small businesses

We do this by connecting people with the resources, training and support they need to move from idea to action. Through this work, we help grow vibrant, resilient communities one entrepreneur at a time.

How do we do this?

Through our loan programs we connect local lenders with local borrowers to facilitate small loans for business start up and expansion or training related to employment. We do this as a peer-to-peer intermediary with all funds borrowed from and invested in the community. Our lenders are people based in B.C. who want to make a patient investment with a return of 2%. Our borrowers are people with barriers to traditional lending working to build a better future for themselves, their families and their communities. At this time, we can provide loans to borrowers based on southern Vancouver Island. 

For several years, Community Micro Lending has offered programs, workshops, events and support to help people connect with the knowledge, tools and networks they need to bring an idea to life.

Our programs and workshops strengthen financial literacy and entrepreneurial capacity. They are typically run in partnership with community organizations serving communities with unique needs including women who have experienced violence, single parents, low income youth, newcomers and others.

Current and past program partners include: Victoria Immigrant and Refugee Centre Society (VIRCS), Bridges for Women, 1Up Single Parent Resource Centre, Metis Nation of Greater Victoria, Songhees Innovation Centre and community centres and associations in the Capital Regional District.

We also refer clients to programs, workshops and events offered by partners and others in our community to help people connect with the support of best fit. Past and current partners include seCatalyst, Groundswell Social Ventures and Rise.

Learn more about our loans, programs & support.

Loan Programs

Learn more about our loan programs, how to apply or how to invest here at home.

Programs & Support

Learn more about our programs, workshops, events and support.