Invest in a future - Lend Now

With Community Micro Lending’s peer-to-peer model, we help you invest in a local person working to build a better future. All borrowers featured here have successfully completed our robust loan application process and have been approved by a committee of peers and experts. Learn how it works below.

Community Support Fund

1. Read Profiles

Read through the profiles of borrowers still looking for loans and select someone you’d like to invest in.

2. Pledge an amount

Click “Lend” and fill out the form. Minimum loan is $250, enter your loan amount.

3. Payment & Paperwork

Staff will contact you to confirm your details, draw up a lender agreement and process your payment.

Sample Agreements

4. Track your impact

As the borrower repays, receive updates on their progress.

When the loan comes to term, you’re repaid the amount you lent + 2%.

  • Training – Rob

    A loan of $3000 will help Rob purchase a laptop and complete a graphic design course through Camosun College.
    100
    $3,000.00 raised of $3,000.00 goal

  • Circular Economy Loan Fund

    The Circular Economy Loan Fund is a partnership between Synergy Foundation and Community Micro Lending to provide access to seed lending to their Project Zero Incubator entrepreneurs. The Fund provides entrepreneurs with access to capital in the early stages of their business when they may struggle to receive early funding elsewhere.
    0
    $0.00 raised of $10,000.00 goal

  • DONATE: Community Support Fund

    The Community Support Fund is an initiative to raise $10,000 to help small enterprises in the Capital Regional District knocked back by COVID-19. This is a DONATION to a loan fund. For details visit our LOANS -> COMMUNITY SUPPORT FUND page.
    38.04
    $3,804.00 raised of $10,000.00 goal

  • Training – Tina

    A loan of $5,302 will help Tina complete the Basic Early Childhood Educator Certificate from Pacific Rim Early Childhood institute.
    100
    $5,302.00 raised of $5,302.00 goal
  • seven black pebbles

    Training – Mojgan

    A loan of $5,400 will help Mojgan complete a Post-degree Diploma in Inter-professional Mental Health and Addictions at Camosun College.
    100
    $5,400.00 raised of $5,400.00 goal

  • Training – Kay

    A loan of $5,183.85 will help Kay complete the Medical Office Assistant Certificate Program at Camosun College.
    100
    $5,183.85 raised of $5,183.85 goal

  • Training – Francine

    A loan of $5,171.91 will help Francine pay for living expenses during her practicum, pay the exam fee and for an exam review course.
    100
    $5,171.91 raised of $5,171.91 goal

  • Training – Carmen

    A loan of $4,200 will help Carmen complete tuition payments in a Cosmetology program at the Aveda institute, and cover some of her living costs while she finishes her studies.
    100
    $4,200.00 raised of $4,200.00 goal

  • Training – Maria

    A loan of $1,995 will help Maria pay the remainder of her tuition for a Medical Device Technician Certificate from Vancouver Island University (VIU).
    100
    $1,995.00 raised of $1,995.00 goal
  • person holding fern plant leaf

    Forest Spirit Creations – Sheena

    A loan of $5,250 will help Sheena complete the conversion of her travel trailer to a mobile store and purchase a truck to tow it.
    100
    $5,250.00 raised of $5,250.00 goal

  • Knitting By Yvonne

    A loan of $500 will help Yvonne wool to knit a blanket and sweater that a client has ordered.
    100
    $500.00 raised of $500.00 goal

  • Gorilla Graffix Group – Gerrit

    A loan of $3,775 will help Gerrit launch and market his website as well as purchase some additional equipment, stock and supplies.
    100
    $3,775.00 raised of $3,775.00 goal

  • Clinic – Linette

    A loan of $5,250 will help Linette cover cash flow while she establishes her business and brand.
    100
    $5,250.00 raised of $5,250.00 goal
  • clothes iron, hammer, axe, flashlight and pitcher on brown wooden table

    Training – Chris

    A loan of $1,684 will help Chris complete a Carpenter Apprentice Program at Camosun College.
    100
    $1,684.00 raised of $1,684.00 goal
  • black combination padlock on blue surface

    Les’s Security

    A loan of $5,000 will help Les hire six employees and allow him to expand his business.
    100
    $5,000.00 raised of $5,000.00 goal

  • Kerry-Anne’s K9 Services

    A loan of $1,260 will help Kerry-Anne purchase a new computer, a jacket with a logo and registration at a pet expo to help grow her brand.
    100
    $1,260.00 raised of $1,260.00 goal
  • trees beside white house

    Chelsey Taporowski Mortgage Broker

    A loan of $1,680 will help Chelsey grow her brand and build a name for herself.
    100
    $1,680.00 raised of $1,680.00 goal

  • Cool Critters – Gary

    A loan of $5,000 will help Gary purchase a new welding machine and various other tools he needs for his welding service and artwork.
    100
    $5,000.00 raised of $5,000.00 goal
  • person holding lighted oil lamp

    Alchemy of Ayurveda – Rachel

    A loan of $5,000 will help Rachel get her massage business back up and running.
    100
    $5,000.00 raised of $5,000.00 goal

  • Luv Bites – Kelly

    A loan of $3,000 will help Kelly purchase an oven, freezer, ingredients, packaging and other equipment that will help expand her capacity.
    100
    $3,000.00 raised of $3,000.00 goal

  • Maplebank Hauling – Mike

    A loan of $8,145 will help Mike purchase a larger truck to grow his business.
    100
    $8,145.00 raised of $8,145.00 goal

  • Knitting by Yvonne

    A loan of $275 will help Yvonne purchase a permit which allows her to sell her products at the inner harbour.
    100
    $275.00 raised of $275.00 goal
  • person holding fern plant leaf

    Jewelry by Cindy

    A loan of $937 will help Cindy pay for materials, tools and travel costs.
    100
    $937.00 raised of $937.00 goal

  • Vintage Bike Restoration – Joseph

    A loan of $2,730 will help Joseph purchase the tools and supplies he needs to start his business.
    100
    $2,730.00 raised of $2,730.00 goal

  • Seeds of Change by Miiko

    A loan of $1,000 will help Kimiko purchase equipment and supplies for her business.
    100
    $1,000.00 raised of $1,000.00 goal

  • Anju’s Pots and Herbs

    A loan of $4,410 will help Anju build an additional small greenhouse, increase her plant inventory, purchase some tools and produce a few signs for marketing.
    100
    $4,410.00 raised of $4,410.00 goal

  • Moccasins by Trena

    A loan of $9,807 will help Trena purchase better tables for her market stand, purchase additional materials and pay the market fee for the full summer.
    100
    $9,807.00 raised of $9,807.00 goal

  • Michael Walsh Addiction Recovery Solutions

    A loan of $5,000 will help Michael market and brand his business in an effort to show how he is an expert in the field of substance misuse and addiction.
    100
    $5,000.00 raised of $5,000.00 goal

  • I’m Sew Excited – Charlane

    A loan of $5,000 will help Charlane purchase the supplies needed to put together 125 I'm Sew Excited kits.
    100
    $5,000.00 raised of $5,000.00 goal
  • pile of shirts

    First Nations Designs – Kathleen

    A loan of $5,000 will help Kathleen purchase materials, supplies and equipment that will greatly increase her capacity.
    100
    $5,000.00 raised of $5,000.00 goal