Please note: we currently only lend to borrowers on southern Vancouver Island, British Columbia, Canada.

Invest in a future - Lend Now

With Community Micro Lending’s peer-to-peer model, we help you invest in a local person working to build a better future. All borrowers featured here have successfully completed our robust loan application process and have been approved by a committee of peers and experts. Learn how it works below.

1. Read Profiles

Read through the profiles of borrowers still looking for loans and select someone you’d like to invest in.

2. Pledge an amount

Click “Lend” and fill out the form. Minimum loan is $250, enter your loan amount.

3. Payment & Paperwork

Staff will contact you to confirm your details, draw up a lender agreement and process your payment.

Sample Agreements

4. Track your impact

As the borrower repays, receive updates on their progress.

When the loan comes to term, you’re repaid the amount you lent + 2%.

  • Training – Tina

    A loan of $5,302 will help Tina complete the Basic Early Childhood Educator Certificate from Pacific Rim Early Childhood institute.
    100
    $5,302.00 lent of $5,302.00 goal
  • balance, meditation, meditate

    Training – Mojgan

    A loan of $5,400 will help Mojgan complete a Post-degree Diploma in Inter-professional Mental Health and Addictions at Camosun College.
    100
    $5,400.00 lent of $5,400.00 goal

  • Training – Kay

    A loan of $5,183.85 will help Kay complete the Medical Office Assistant Certificate Program at Camosun College.
    100
    $5,183.85 lent of $5,183.85 goal

  • Training – Francine

    A loan of $5,171.91 will help Francine pay for living expenses during her practicum, pay the exam fee and for an exam review course.
    100
    $5,171.91 lent of $5,171.91 goal

  • Training – Carmen

    A loan of $4,200 will help Carmen complete tuition payments in a Cosmetology program at the Aveda institute, and cover some of her living costs while she finishes her studies.
    100
    $4,200.00 lent of $4,200.00 goal

  • Training – Maria

    A loan of $1,995 will help Maria pay the remainder of her tuition for a Medical Device Technician Certificate from Vancouver Island University (VIU).
    100
    $1,995.00 lent of $1,995.00 goal
  • person holding fern plant leaf

    Forest Spirit Creations – Sheena

    A loan of $5,250 will help Sheena complete the conversion of her travel trailer to a mobile store and purchase a truck to tow it.
    100
    $5,250.00 lent of $5,250.00 goal

  • Knitting By Yvonne

    A loan of $500 will help Yvonne wool to knit a blanket and sweater that a client has ordered.
    100
    $500.00 lent of $500.00 goal

  • Gorilla Graffix Group – Gerrit

    A loan of $3,775 will help Gerrit launch and market his website as well as purchase some additional equipment, stock and supplies.
    100
    $3,775.00 lent of $3,775.00 goal

  • Clinic – Linette

    A loan of $5,250 will help Linette cover cash flow while she establishes her business and brand.
    100
    $5,250.00 lent of $5,250.00 goal
  • clothes iron, hammer, axe, flashlight and pitcher on brown wooden table

    Training – Chris

    A loan of $1,684 will help Chris complete a Carpenter Apprentice Program at Camosun College.
    100
    $1,684.00 lent of $1,684.00 goal
  • black combination padlock on blue surface

    Les’s Security

    A loan of $5,000 will help Les hire six employees and allow him to expand his business.
    100
    $5,000.00 lent of $5,000.00 goal

  • Kerry-Anne’s K9 Services

    A loan of $1,260 will help Kerry-Anne purchase a new computer, a jacket with a logo and registration at a pet expo to help grow her brand.
    100
    $1,260.00 lent of $1,260.00 goal
  • trees beside white house

    Chelsey Taporowski Mortgage Broker

    A loan of $1,680 will help Chelsey grow her brand and build a name for herself.
    100
    $1,680.00 lent of $1,680.00 goal

  • Cool Critters – Gary

    A loan of $5,000 will help Gary purchase a new welding machine and various other tools he needs for his welding service and artwork.
    100
    $5,000.00 lent of $5,000.00 goal
  • person holding lighted oil lamp

    Alchemy of Ayurveda – Rachel

    A loan of $5,000 will help Rachel get her massage business back up and running.
    100
    $5,000.00 lent of $5,000.00 goal

  • Luv Bites – Kelly

    A loan of $3,000 will help Kelly purchase an oven, freezer, ingredients, packaging and other equipment that will help expand her capacity.
    100
    $3,000.00 lent of $3,000.00 goal

  • Maplebank Hauling – Mike

    A loan of $8,145 will help Mike purchase a larger truck to grow his business.
    100
    $8,145.00 lent of $8,145.00 goal

  • Knitting by Yvonne

    A loan of $275 will help Yvonne purchase a permit which allows her to sell her products at the inner harbour.
    100
    $275.00 lent of $275.00 goal
  • person holding fern plant leaf

    Jewelry by Cindy

    A loan of $937 will help Cindy pay for materials, tools and travel costs.
    100
    $937.00 lent of $937.00 goal

  • Vintage Bike Restoration – Joseph

    A loan of $2,730 will help Joseph purchase the tools and supplies he needs to start his business.
    100
    $2,730.00 lent of $2,730.00 goal

  • Seeds of Change by Miiko

    A loan of $1,000 will help Kimiko purchase equipment and supplies for her business.
    100
    $1,000.00 lent of $1,000.00 goal

  • Anju’s Pots and Herbs

    A loan of $4,410 will help Anju build an additional small greenhouse, increase her plant inventory, purchase some tools and produce a few signs for marketing.
    100
    $4,410.00 lent of $4,410.00 goal

  • Moccasins by Trena

    A loan of $9,807 will help Trena purchase better tables for her market stand, purchase additional materials and pay the market fee for the full summer.
    100
    $9,807.00 lent of $9,807.00 goal

  • Michael Walsh Addiction Recovery Solutions

    A loan of $5,000 will help Michael market and brand his business in an effort to show how he is an expert in the field of substance misuse and addiction.
    100
    $5,000.00 lent of $5,000.00 goal

  • I’m Sew Excited – Charlane

    A loan of $5,000 will help Charlane purchase the supplies needed to put together 125 I'm Sew Excited kits.
    100
    $5,000.00 lent of $5,000.00 goal
  • pile of shirts

    First Nations Designs – Kathleen

    A loan of $5,000 will help Kathleen purchase materials, supplies and equipment that will greatly increase her capacity.
    100
    $5,000.00 lent of $5,000.00 goal
  • orange carrots

    Green Earth Organics – Aaron

    A loan of $5,000 will help Aaron build up his inventory and pay for marketing events.
    100
    $5,000.00 lent of $5,000.00 goal
  • Video

    Mazo Media – Matteus

    A loan of $4,497 will help Matteus purchase a new camera and computer as well as a Chamber of Commerce membership.
    100
    $4,970.00 lent of $4,970.00 goal

  • Whole Approach – Stephanii

    A loan of $2,450 will help Stephanii rebrand her business, renovate space in her apartment to create a treatment and apply for a business license and insurance.
    100
    $2,450.00 lent of $2,450.00 goal