We currently only lend to borrowers based on southern Vancouver Island, B.C., Canada.
Apply for a loan
Our application process is a learning opportunity. Our team is here to help.
1. TALK TO US
Our application process starts with a conversation about what you’re trying to do. Submit the Inquiry Form below, and we will follow up with a phone call.
If your idea is a fit for our loans, complete the application package and submit it for review. Our team is here to help you through the process.
Respond to any questions or requests for more information from the loan committee.
4. NEXT STEPS
Move forward with your plan. If we can’t give you a loan, we’ll do our best to connect you to other resources.
The following are links to our checklists and template application forms. They are read-only, to edit a copy download or click “File” – “Make a copy” then rename and edit.
Every loan application starts with a phone call or meeting. If you decide to go ahead with an application, your loan coach will work with you to complete all parts of the application.
Start-up and Expansion Loan applicants must complete the following:
- Free Credit Report to mail in – OR – free online consumer disclosure
Applicants for Start-up Loans need to complete everything on the Start-up Loan Application Checklist including:
Applicants for Expansion Loans need to complete everything on the Expansion Loan Application Checklist including:
Training Loans applicants must complete everything on the Training Loan Application Checklist, including:
Community Support Fund Loans
These are not traditional loans. The Community Support Fund offers financial relief in the form of small, community-sourced, no-fee, no-interest loans to enterprises based in the Capital Regional District that have been knocked back by COVID-19.
Please visit this page for more information about this loan and how to apply.