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A loan from Community Micro Lending is a great way to get the credit you need to start or expand that small business you’ve been trying to get off the ground, or complete the training you need to boost your employability. We provide loans to aspiring entrepreneurs and students in Southwest BC who can’t get the credit they need from a bank or credit union.

If you’re at the idea stage or have been in business for less than a year, you can apply for a Start Up Loan of up to $5,000. If you’re already in business and have been selling your product or service for a year or more, you can apply for an Expansion Loan of up to $10,000. Once you are approved, you’ll be matched with a volunteer mentor.

Training Loans (up to $5000) are for people who need to take a course, program or exam in order to find employment or find better employment. Please click here for more about training loans.

Please feel free to contact us or refer to the FAQs if you have any questions about the application process.

All applicants are required to fill the following documents:

pdfApplication Form

pdfFree Credit Report you mail in - or - online free consumer disclosure

CML Budget Worksheet (excel file)

Applicants for Start-up Loans are also required out the following:

docStart-up Plan Template

pdfStart-up Loan Application Checklist

Applicants for Expansion Loans are also required out the following:

docExpansion Plan Template

pdfExpansion Loan Application Checklist

Please submit your application by sending the documents as attachments to nancyThis email address is being protected from spambots. You need JavaScript enabled to view it..">@communitymicrolending.ca.

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